Fee Schedule

The cost of a consultation with Life Psychologists varies according to the type of service, the number of people attending (individual, couple, family), nature of the service, and the duration of the session.

The current Australian Psychological Society (APS) recommended fee for psychology services is $260 per hour. However, we offer our fees on a sliding scale for most services. 

Our Fee Schedule as at 1 July 2021 is as follows:

*   Mental health plan and GP referral required for Medicare rebates. Up to 20 sessions per calendar year.
** Only for pensioners and Health Care Card (HCC) recipients.
^  Must demonstrate Student ID or other evidence of low-income.
# Only available to financially disadvantaged persons within Western Sydney PHN. Must reside within Western Sydney Primary Health Network – check https://www1.health.gov.au/internet/main/publishing.nsf/Content/PHN-Locator
^^ GP referral, certificate of capacity and insurer pre-approval is required.
~  Requires NDIS funding with plan number, start/end dates.

Medicare Rebates


All psychologists at Life Psychologists are registered with the Australian Health Practitioner Regulation Agency (AHPRA) and have Medicare provider numbers, enabling you to claim a Medicare rebate for your counselling and group sessions.

Eligibility: To be eligible for these rebates, you must have a referral letter along with a Mental Health Care Plan in place from your GP, psychiatrist or paediatrician.

Eligible people can receive up to 20 individual counselling sessions in a calendar year. Your referring doctor will assess your progress after the first six sessions).

Referrals: To obtain a referral you will need to make an appointment with your GP to complete a Mental Health Care Plan.

It is important to tell the doctor’s receptionist that you are requesting a referral to a psychologist as the GP may need approximately 30 minutes to discuss the plan with you and fill in the required paperwork. You must obtain your GP referral prior to your first appointment in order to receive Medicare rebates.

Covered problems: Mental Health problems covered by Medicare include:

Claiming your rebate: If you have registered your EFT bank account details, we are able to process the rebate claim online for you. The rebate will be transferred to your nominated bank account normally within 1-2 business days.

Note that you do not require a referral from a GP unless you intend to claim a Medicare rebate.

  More about Medicare Psychology Services

PHN Western Sydney PMHC ATAPS

Currently, we have two psychologists registered to provide PMHC services. 

Eligibility: Eligible people can receive up to 24 individual counselling sessions in a calendar year. Your referring doctor will assess your progress after the first 8 sessions).

Patients who reside in the Western Sydney (WentWest) Primary Health Network (PHN) and:

  • Are low income earners or experiencing financial hardship
  • Aboriginal and/or Torres Strait Islander
  • People at risk of suicide
  • Women with perinatal depression and anxiety
  • Children (up to 12 years) and young people (13 – 25 year old)
  • Elderly People
  • People who identify as LGBTIQ
  • People from CaLD backgrounds including refugees and asylum seekers

Referrals: To be eligible for these rebates, you must have a PMHC referral letter along with a Mental Health Care Plan in place from your GP, psychiatrist or paediatrician.

Covered problems: Mental Health problems covered by PMHC include:

Fees: The fees are covered by WentWest PHN, hence NO COST to eligible clients.

  More about PMHC Services
  PMHC Referral Letter

Assistance during COVID-19 pandemic

Fee Assistance

If you are experiencing financial hardship, please reach out and talk to a member of our Practice Managers or your psychologist to discuss the rebate and payment options.

Additional Medicare Rebates

An additional 10 Medicare subsidised psychological therapy sessions are available (per calendar year) from 01/10/2020 for people who have used their initial 10 psychological therapy sessions under a Mental health care plan.  A new referral is required to access these additional rebates.

  Further information is available by downloading this Information sheet. 


As an alternative to face-to-face in-person therapy, we are pleased to provide Online Therapy and Telehealth psychological services during this difficult time and beyond.

Fees and rebates for telehealth services are currently the same as our face-to-face sessions.

  More about Telehealth Services

National Disability Insurance Scheme (NDIS)


Psychology consultation fees may be covered by the NDIA with a valid NDIS Plan and Service Agreement. 

Psychological services under the NDIS are billed at $214.41 per session for counselling services (known as Therapeutic Supports).  

You are able to use funding under the category of ‘Improved Daily Living’ and/or ‘Improved Relationships’ to access NDIS psychological services.

Psychological services for cognitive (IQ) assessments (for the diagnosis of Intellectual Disability) are billed PoA, with funding pre-approval required in writing.

  More about NDIS Psychology Services

Department of Veteran Affairs (DVA)

Psychology consultation fees may be covered by DVA. Please consult with the Department or your GP for further information.

Private Health Fund Rebates

Private health fund rebates should apply if you have ‘psychology’ as an extra, but we recommend that you call your insurer and check your level of cover if this is of concern to you. These rebates can be processed at the time of your session with your Psychologist.

HICAPS participating health funds

Worker's Compensation

SIRA WorkCover

If you have a current worker’s compensation, SIRA, Comcare, MAA or CTP injury claim, you may be eligible to receive psychological treatment sessions to assist with your injury recovery and return to work.


If approved, the associated fees would be covered by your insurer.

  More about Worker’s Compensation Psychology Services

Legal Aid

Legal Aid NSW

Clients currently receiving LegalAid support may be entitled to funding for mental health assessment and/or reporting for their case.

Payment of Fees


Fees are payable in full on the day of your consultation. We have EFTPOS facilities for your convenience. Medicare rebates are processed to your bank account within 1-2 days.

  View Fees & Rebates 

Cancellation Policy

Clients are required to provide 24 hours notice to cancel or reschedule an appointment.  This ensures we have enough time to offer your appointment to other clients.

  • If less than 24 hours notice is provided, fee for cancellation or non-attendance is $110.
  • If less than 4 hours notice is given, the full-fee will be charged. 

Please note: Most funded services such as Medicare, SIRA, CTP, Comcare, and  private health fund insurers do not cover late cancellation or non-attendance fees.